Professional Portfolio Fact Sheet

Policy Currency
This policy may be denominated in US dollar, sterling, euro, Hong Kong dollar, Japanese yen or Swedish krona and all benefits will be paid in the currency of the policy
Investment Choice
Professional Portfolio offers two separate investment options. The Pooled Portfolio option enables you to build an investment portfolio from any recognised unit trust or mutual fund. The Personal Portfolio option extends the investment choice across a range of internationally quoted securities, including our own international funds, mutual funds, open-ended investment company schemes and cash.
Eligibility
This is a single premium whole of life assurance contract issued by Generali International. It is available to all international investors other than those resident in Guernsey.
Minimums
The minimum single premium is USD75,000 with further contributions in excess of USD7,500.
Additional Options
Portfolio Manager: This facility enables the Policy Owner to appoint an independent Portfolio Manager to act as an investment adviser to the portfolio.

Income Facility: This service is provided free of charge and income can be paid monthly, quarterly, half-yearly or annually (subject to a minimum of USD500 per payment).

Overdraft Facility: If at any time there is insufficient cash within the portfolio to meet an income payment or a charge we will allow an overdraft of up to 20% of the investment value, to avoid having to sell small amounts of the portfolio. Additional amounts are available on request.