Vision Fact Sheet

Policy Currency
The Policy may be denominated in US dollar, GB pound, Hong Kong dollar, Japanese yen or euro, and all benefits will be paid in the currency of the Policy.
Investment Choice
Top performing funds, from the leading Fund Houses, offer a wide choice of investment profiles. You can choose from over 80 risk-rated funds covering all the major world markets and investment classes. The funds section contains performance statistics which are updated monthly, fund prices which are updated daily and Fund Fact Sheets on each fund. You can download current International Fund Performance and International Fund Selection leaflets as well as other fund information from the Literature and Forms section of the site.
Enhanced Allocation
Regular premiums may qualify for a bonus allocation of up to 5%.
Loyalty Bonus
On the 10th policy anniversary and every 5th policy anniversary thereafter (within the original premium payment term or, if less, the 30 years following policy commencement) a bonus equal to 5% of all regular premiums received during the "preceding period" is added to the policy. The preceding period is the first 10 years for the first bonus and then the 5 years immediately preceding each subsequent bonus.
Eligibility
Vision is a regular premium, whole of life, life assurance contract issued by Generali International. It is available to most international investors other than those resident in Guernsey.
Minimums
The minimum regular premiums for terms of more than 10 years are USD150 monthly, USD450 quarterly or USD1,800 annually. The minimum premiums for terms of less than 10 years are three times these amounts. The premium payment term is selected at outset for a minimum of five years although contributions may be continued after this time. Additional single premiums may be paid at any time.
Additional Options
Switching and Redirection: This enables the revision and change of fund choice. There is currently no charge for switching although Generali International reserves the right to review this in the future.

Life Assurance: The death benefit payable is 101% of the Investment Value of the policy. There is also an option to select an additional death benefit.

Premium Protection Cover: This optional benefit provides cover should the selected policyholder become unable to follow their usual or any other employment for a continuous period of 26 weeks or more because of illness or injury.

Regular Income: This provides a regular income at monthly, quarterly, half-yearly or annual intervals subject to a minimum payment of USD75. It is available at any time throughout the life of the policy.